Collateral Pawn Loans Secured
By Jewelry in Kansas City
Borrow up to $500,000 in 24 hours or less secured by your jewelry.
Sicily Von Overfelt
Kansas City, MO Market Director
Get a Quote
In Person or Online
Schedule a private evaluation at your local Diamond Banc or use our online submission form.
Start a QuoteIn-Person Evaluation
Complete In Person
Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.
Get Funded
Fast & Secure
If you accept our offer, we will issue payment immediately via check or wire transfer.
FAQs
How does the transaction work?
There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:
- If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
- Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.
What if I don’t accept the loan offer?
If you elect not to accept our offer, our team will expedite your item back to you immediately.
What is the minimum and maximum amount of money I can get?
Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.
To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.
How long does it take to fund the transaction?
In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer.
Do I have to make monthly payments?
Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance.
Do you provide insurance?
Yes. Your items are fully insured while in our possession.
Will defaulting on my loan affect my credit score?
No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.
How is my item stored and secured?
All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.
Once the loan is paid off, how do I get my item back?
Once your loan balance has been brought to zero, our team will expedite your items back to you.
How long do I have to make payments?
Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.
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OUR LOCATIONS
Miami, FL • Aventura, FL • Boca Raton, FL • West Palm Beach, FL • Sarasota, FL • Tampa, FL • Orlando, FL • Atlanta, GA • Nashville, TN • Columbia, MO • Kansas City, MO • St. Louis, MO • Scottsdale, AZ
Why Choose Diamond Banc Kansas City for Your Jewelry Pawn Loan?
If you’re in Kansas City and need a trustworthy pawn shop for jewelry loans, Diamond Banc is your go-to destination. Specializing in pawn jewelry, our services ensure you get the best value for your valuable assets while providing immediate funds for your financial needs.
As a leading pawn shop in Kansas City, we pride ourselves on offering flexible repayment options and cost-effective solutions. Whether you’re a real estate investor, small-business owner, or simply seeking fast funding, you can leverage your luxury timepieces, designer jewelry, diamonds, gold, or silver to secure a jewelry loan tailored to your needs.
Our team of experts understands the intricacies of jewelry loans, ensuring meticulous consideration of every detail to maximize the value of your items. This approach guarantees competitive offers for your pawned jewelry in Kansas City.
Transparency is paramount to us. As your local pawn shop specializing in jewelry loans, we ensure you’re fully informed throughout the process, respecting your needs and concerns. Say goodbye to lengthy loan processes with traditional banks — with Diamond Banc, you can access rapid funding without affecting your credit score.
When you’re in need of quick funds and searching for a pawn shop in Kansas City, trust Diamond Banc. Our secure and efficient process will help you overcome financial hurdles while keeping your treasured jewelry safe.
Higher Loan Offer Amounts
Our ultimate mission at Diamond Banc is to ensure that you receive the highest possible loan value for your valuable items. Our team of experts is meticulously trained to assess every aspect that can influence the worth of your belongings, which enables us to offer our clients unparalleled values for jewelry pawn loans. Leading our team is Sicily Von Overfelt, the esteemed Director of Diamond Banc Kansas City, whose expertise in the jewelry industry is exceptional. As an accredited GIA Diamonds Graduate, recognized as the world’s authority on diamond grading, Sicily’s knowledge and experience set us apart as a premier jewelry lender in Kansas City.
Our Kansas City Diamond Banc location has been opened since 2016, and has obtained years of valuable experience in the local jewelry lending market. With Sicily’s profound industry insights, we can confidently provide the highest jewelry pawn loan values available in Kansas City. When you choose Diamond Banc, you’re assured of receiving superior service and unmatched loan offers, backed by the expertise of our knowledgeable team, making us the go-to destination for securing the best value for your treasured items.
Loan & Buy Offers Are Equal
At Diamond Banc of Kansas City, we prioritize transparency and fairness in our approach to jewelry pawn loans. Setting ourselves apart from typical pawn lenders, we ensure that our loan offers align closely with what we would pay if you were to sell your item outright. Whether you’re considering pawning fine jewelry, luxury watches, or other valuables, rest assured you’ll receive equitable value, whether you opt for a loan or a sale.
Our commitment to providing fair loan and buy offers underscores our dedication to serving our customers with integrity. With Diamond Banc, you can access funds while maintaining ownership of your treasured jewelry, without compromising on its value. Our streamlined loan process ensures a hassle-free experience, putting your interests first every step of the way.
Experience the difference of working with a pawnshop that values fairness and transparency. Choose Diamond Banc of Kansas City for equal loan and buy offers that prioritize your needs and assets.
Customizable Loan Repayment Terms
Diamond Banc has been in business for over a decade, which means we’ve been in the industry long enough to know that every loan scenario is different. As a jewelry lender, Diamond Banc Kansas City experts are dedicated to finding the best solution for your individual needs. From a 30-day loan to a four-month short-term loan, our flexible options can help in any scenario. As your pawn lender, we want to work with you to design a plan for your jewelry pawn loan repayment that takes into consideration your distinct situation.
Access to a Line of Credit
We understand that sometimes everyone needs a little flexibility. As long as your loan is in good standing, you can use your Diamond Banc pawn jewelry loan to draw funds up and down against your items. This aspect of our loan structure means that your jewelry pawn loan can be utilized similar to a line of credit because you can increase your balance back up to the principal amount as needed. If interest charges have been paid as agreed and your loan is in good standing, we also allow customers to carry their balance for a length of time as they need. We will work with you to ensure you can set the terms of the repayment length to fit your needs!
Drastically Lower Interest Costs
Diamond Banc interest charges range from 50% – 80% less than the legal amount and what other pawn lenders charge for jewelry pawn loans in the Kansas City area.
You Getting Your Jewelry Back is Our Priority
Our goal is for our clients to receive their items back! Most pawn lenders only offer two options for repaying their loans. They allow clients to pay off all of their interest every 30 days or clients can pay the entire principal & interest amount due. When the pawn jewelry loan repayment structure reflects these two options, it heavily favors the pawn lender over the client. In comparison, a Diamond Banc loan applies any extra money paid, beyond your current loan charges, to the principal, which lowers monthly interest costs in the future.
Your Items Are Fully Insured
At Diamond Banc of Kansas City, all loan collateral is insured and protected during your loan period. In contrast, with most pawn loans your pawn jewelry collateral is not insured in the event of loss or theft during your loan.
We Loan On The Following:
- Get A Loan On Fine Jewelry
Designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, etc., or high-value fine jewelry of any type. - Get A Loan On Engagement Rings
Diamond engagement rings, wedding bands, complete wedding sets, etc. - Get A Loan on Loose Diamonds
Individual diamonds of 0.5ct or larger. Certified or uncertified. Receive a free evaluation for your diamonds. - Get A Loan on Luxury Watches
Rolex, Cartier, Breitling, Omega, Tag Heuer, and more. - Get A Loan on Gold and Silver
Coins or bullion
Best Loan Terms Guaranteed
With Diamond Banc, you will receive the ideal combination of the value of your pawn jewelry loan and the cost of the loan. We know that we offer the best loan offers and terms, which means we want you to shop around before you select us as your jewelry lender. We want you to know firsthand that when you choose us as your pawn lender, you are receiving the best combination with your pawn jewelry loan! Additionally, the offer you receive from us does not expire, which gives you the ability to look elsewhere to ensure our pawn jewelry loan is the best fit for your needs. Explore other pawn lenders’ offerings then stop by our Diamond Banc office on the Country Club Plaza in Kansas City to do business with Sicily!
Flexible Repayment Options
Diamond Banc specializes in fast, convenient, and easy loans. When you choose us for your jewelry pawn loan, you can get a loan from the comfort of your own home. With Diamond Banc, repayment of your pawn jewelry loan is simple. You can choose to enroll in online and automatic repayment options, so you don’t have to worry about forgetting your monthly payment.
Large Loans of $50,000-$250,000 Available for Business or Personal Use
Unlike most pawn shops, we have the immediate capital to provide large loans on a regular basis. Our flexible models allow us to provide a wide range of loans from small loans to values up to $1,000,000.
Diamond Banc is Kansas City’s premier option for confidential, significant, and fast pawn jewelry loans near you. We treat all customers with kindness and strive for building a relationship with our clients. Whether you have a Tiffany & Co. diamond engagement ring or a 0.5 carat loose diamond, we work hard to provide the best loan terms possible to our customers. We prioritize transparency and we strive to make sure that you are educated on the process in its entirety.
Diamond Banc’s Kansas City office serves a wide area of the KC metro including but not limited to:
Kansas City, Missouri and Kansas, Overland Park, Independence, Olathe, Lee’s Summit, Shawnee, Blue Springs, Kearney, Liberty, Parkville, Gladstone, Platte City, Lenexa, Leavenworth, Leawood, etc.
Diamond Banc of Kansas City also serves the following counties but not limited to:
Wyandotte County, Platte County, Johnson County, Jackson County, Clay County, Leavenworth County, Ray County, Miami County, Clinton County, Caldwell County, Linn County, Bates County
Start Online or Visit An Office Near You
OUR LOCATIONS
Miami, FL • Aventura, FL • Boca Raton, FL • West Palm Beach, FL • Sarasota, FL • Tampa, FL • Orlando, FL • Atlanta, GA • Nashville, TN • Columbia, MO • Kansas City, MO • St. Louis, MO • Scottsdale, AZ