Collateral Loans On Jewelry
Borrow up to $500,000 in 24 hours or less secured by your jewelry.
Kyle Z. Cook
National Headquarters | Columbia, MO
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Jordan Isaacs
National Headquarters | Sarasota, FL
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“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
-Sebastian C.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”
Get A Quote
What is your item worth?
Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.
Start Here
Expert Evaluation
Mail-In or In Person
We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.
Get Funded
Via Check or Wire Transfer
If you accept our offer, we will issue payment immediately via check or wire transfer.
Get Your Item Back
Quickly & Securely
Once your loan has been fully repaid, your item will be securely expedited back to you.
FAQs
How does the pawn jewelry loan transaction work?
Start by easily submitting your jewelry through our user-friendly online submission form. Our expert team will promptly review your submission and provide you with an initial pawn loan offer, along with a fully-insured shipping label for your convenience. After your item arrives at our secure headquarters, it undergoes a meticulous inspection, followed by our final loan offer. Should you choose to accept our competitive offer, you can swiftly complete your loan documentation online and expect immediate funding. Once your loan is paid off, your jewelry item will be promptly returned to you. For those interested in an in-person experience, visit a Diamond Banc location near you.
What is the most amount of money I can get for my jewelry?
At Diamond Banc, we specialize in offering pawn jewelry loans ranging from $500 all the way up to $250,000 and beyond. Our loan offers are meticulously calculated based on the liquid wholesale value of your valuable items, ensuring you receive the most competitive and fair market rates.
Is pawning jewelry worth it?
Pawning can offer a fast, short-term financial solution without the need for a credit check or the risk of incurring debt beyond the value of your collateral. If you have valuable jewelry that you’re willing to use as collateral, a pawn loan can be a convenient way to access funds.
Yes, pawning jewelry is definitely worth it when you choose Diamond Banc. We pay more for your jewelry compared to traditional pawn shops, making it a financially advantageous choice. Our repayment terms are flexible, and we aim for you to redeem your collateral easily. We also offer low interest rates to make the process cost-effective.
What jewelry is best to pawn?
The best jewelry to pawn would be high-quality items that hold their value well. This includes diamonds, fine and designer jewelry, gold, and luxury watches. Brands like Tiffany & Co., Cartier, Rolex, Breitling, Panerai, and Patek Philippe tend to yield higher loan amounts due to their enduring value and demand. Diamond Banc aims to offer the most money for your valuable items, making the process both rewarding and straightforward for you.
Do you get more money pawning or selling jewelry?
At Diamond Banc, you can expect high-value offers whether you choose to pawn or sell your jewelry. However, pawning allows you to get the funds you need while retaining the option to reclaim your valuable items later. This makes pawning a great choice if you’d like to keep your jewelry for the long term. Rest assured, you’ll get a competitive offer for your diamonds, fine & designer jewelry, gold, and luxury watches when you opt for a pawn jewelry loan with us.
How quickly can I access funds from my pawn jewelry loan?
In most instances, you can expect to see your funds in less than 24 hours from the moment you accept our competitive pawn jewelry loan offer from Diamond Banc.
Does pawning affect your credit score?
No. Pawning with Diamond Banc has zero impact on your credit score. We maintain complete confidentiality and do not report to any credit bureaus. Should you choose not to repay your pawn jewelry loan, the only consequence is the forfeiture of your pledged collateral, with no negative implications for your credit profile.
What if I don’t accept the pawn jewelry loan offer?
If you elect not to accept our offer, our team will expedite your item back to you immediately.
How is my item stored and secured?
All assets are stored in an alarm-protected, 24-hour security-monitored, fireproof vault. Your items are fully insured while in our custody.
Once the pawn loan is paid off, how do I get my item back?
Once your loan balance has been brought to zero, our team will expedite your items back to you.
How long do I have to make payments?
Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.
Do I have to make monthly payments for my pawn jewelry loan?
Yes. To maintain your pawn jewelry loan, monthly interest payments are required for the duration of your loan term. Opting for payments exceeding the minimum monthly interest can effectively reduce your principal balance, affording you greater financial flexibility.
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OUR LOCATIONS
Miami, FL • Aventura, FL • Boca Raton, FL • West Palm Beach, FL • Sarasota, FL • Tampa, FL • Orlando, FL • Atlanta, GA • Nashville, TN • Columbia, MO • Kansas City, MO • St. Louis, MO • Scottsdale, AZ
premier provider of Loans Secured By Your Jewelry
Our jewelry evaluation process is straightforward and stress-free. Simply fill out the submission form above, and our team will provide an initial offer within 24 hours. If you’re satisfied with the offer, we’ll arrange for fully-insured overnight shipping to our headquarters.
Once your items reach us, our team verifies them and presents the final loan offer. Upon acceptance, we finalize the loan documents via email, and you receive funding promptly via wire transfer or check. Typically, the entire process takes less than 48 hours from form submission.
For those seeking same-day funding, visit a nearby Diamond Banc location to meet with one of our market directors. Your items will be evaluated onsite, and funding will be issued immediately. Experience efficient service with Diamond Banc, ensuring quick access to the funds you need.
Why Choose Us: Our Competitive Advantage
When searching for “jewelry loans near me”, it’s clear why Diamond Banc emerges as the superior choice. Our commitment to excellence, personalized service, and unmatched expertise. Here’s what makes use the leading provider in the jewelry loan industry:
Unmatched Precision and Expertise: Our team brings decades of experience to the table ensuring your valuable items are evaluated with the utmost accuracy. Backed by this expertise, we guarantee you receive fair and competitive offers, cementing our status as the premier choice in the market for addressing your needs and surpassing your expectations.
Streamlined, Hassle-Free Process: We’ve refined our loan process to be as straightforward and efficient as possible. From your initial submission to when we finalize your loan, we aim to make the experience smooth, providing you with the support you need, efficiently and effectively.
Trust and Transparency: Diamond Banc operates on a principle of honesty. We commit to transparent, clear terms and uphold the highest standards of security for both your valuables and personal information, fostering a trust-driven relationship with our clients.
Flexible Solutions: We understand that your search for “jewelry loans near me” is driven by unique financial needs. Whether you’re leveraging the value of diamonds, fine jewelry, or luxury watches, we provide personalized options to meet those needs, without the pressure of selling your items.
With expert evaluations, a streamlined process, trust-driven interactions, and flexible solutions tailored to your unique financial needs, we ensure a seamless experience without the pressure of parting with your items.
Items We Accept Include:
- Get A Loan Secured By Your Fine Jewelry
You can choose the most popular option in which you take a loan against gold jewelry or any other jewelry. You will receive the best deal without actually selling the jewelry. But for a jewelry loan, your precious items should belong to a high-value category. We accept designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and high-value fine jewelry of any type. - Get A Loan Secured By Your Engagement Ring
It’s true that engagement rings hold sentimental value, but there is no use in letting them sit idle if you are in sheer need of cash. With Diamond Banc, you are not bidding goodbye to your engagement ring forever. We accept diamond engagement rings, wedding bands, complete wedding sets, etc. - Get A Loan Secured By Diamonds
You can also get the best deal for a loan against loose diamonds. After requesting a quote, you can send the loose diamond for evaluation.
Individual diamonds of 0.5ct or larger. Certified or un-certified. Receive a free evaluation for your diamonds. - Get A Loan Secured By Your Luxury Watch
In addition to a loan on gold jewelry and engagement rings, we can also offer a loan on watches. Our loan on watches offering can be availed if you have the watch in good condition and all the paperwork. Along with this, your watch should belong to a premium brand like Rolex, Cartier, Patek Philippe, Omega, etc. - Get A Loan Secured By Your Designer Handbag
If you have handbags belonging to the premium category brands then you can get a loan against them as well. We accept designer handbag loans from Hermes, Chanel, Louis Vuitton, Prada, etc. - Get A Loan Secured By Your Gold & Silver
We also offer loans against coins or bullion.
When you own luxury jewelry, diamonds, or a Rolex watch, you possess an asset that can be converted into immediate funds. With Diamond Banc, we offer an unrivaled menu of liquidity options to help you unlock the value your items possess. Whether you choose to get a Jewelry Equity Loan and borrow against the value of your items or you opt to sell your jewelry outright, our expert team has the knowledge base & resources to pay industry-leading prices for your jewelry. Our nationwide team of industry experts has decades of experience in the jewelry industry, allowing us to offer industry-leading loan values at highly competitive rates. We take every value-adding factor into consideration to make sure you receive the most for your items.
Loans Secured By Diamonds, Fine Jewelry, & Watches
If you’re hesitant to part with your jewelry, but you have immediate financial requirements, there is a solution. You can elect to get a loan secured by your jewelry. When you get a loan secured by your jewelry from Diamond Banc, you get paid immediately, while also retaining ownership of your item.
Your Pawn Jewelry Loan Alternative
For anyone looking for a trustworthy source to secure a loan using jewelry as collateral, without resorting to local pawn shops, Diamond Banc sets itself apart as the go-to option for both online and in-person jewelry pawn loans. Whether you’re interested in leveraging diamonds, luxury timepieces, or precious metals like gold and silver for your loan, Diamond Banc is the ultimate choice offering comprehensive pawn jewelry loan services.
What Is The Benefit of a Jewelry Equity Loan?
Navigating the sale of jewelry can be daunting, particularly for those emotionally attached to their pieces. It involves finding a reliable buyer, assessing jewelry value, and negotiating prices, which can be challenging. At Diamond Banc, we transcend the role of a mere bulk jewelry buyer. Specializing in assessing premium-quality jewelry, diamonds, and Rolex watches, we assist clients in finding tailored financial solutions to meet their unique requirements. Our clients don’t just receive offers for their valuables; they encounter an unparalleled experience with seasoned industry experts. Trust Diamond Banc for a seamless and rewarding jewelry-selling journey.
Diamond Banc was founded by Mills Menser, who saw a need within the jewelry market for individuals looking to get paid for their jewelry without selling it. Diamond Banc was born online and places a tremendous value on transparency and convenience. Diamond Banc provides asset-based loans nationwide secured by diamonds, fine jewelry, and other luxury jewelry items. Our loan process is fast, secure, & discreet. Because of our position in the jewelry industry, we have the resources to understand what your jewelry is truly worth and pay you accordingly for it.
When searching for a trustworthy option for a jewelry equity loan near you, Diamond Banc offers a seamless and secure nationwide loan process, ensuring you can leverage the value of your jewelry without parting ways with it.