Miami's #1
Jewelry Secured Lender
Start Online & Complete In Person.
David Fernandez
Coral Gables, FL Market Director
“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
-Sebastian C.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”
Get a Quote
In Person or Online
Schedule a private evaluation at your local Diamond Banc or use our online submission form.
Start a Quote
In-Person Evaluation
Complete In Person
Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.
Get Funded
Fast & Secure
If you accept our offer, we will issue payment immediately via check or wire transfer.
FAQs
How does the transaction work?
There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:
- If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
- Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.
What if I don’t accept the loan offer?
If you elect not to accept our offer, our team will expedite your item back to you immediately.
What is the minimum and maximum amount of money I can get?
Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.
To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.
How long does it take to fund the transaction?
In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer.
Do I have to make monthly payments?
Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance.
Do you provide insurance?
Yes. Your items are fully insured while in our possession.
Will defaulting on my loan affect my credit score?
No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.
How is my item stored and secured?
All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.
Once the loan is paid off, how do I get my item back?
Once your loan balance has been brought to zero, our team will expedite your items back to you.
How long do I have to make payments?
Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.
From The Founder
Featured in
Start Online or Visit An Office Near You
OUR LOCATIONS
Miami, FL • Aventura, FL • Boca Raton, FL • West Palm Beach, FL • Sarasota, FL • Tampa, FL • Orlando, FL • Atlanta, GA • Nashville, TN • Columbia, MO • Kansas City, MO • St. Louis, MO • Scottsdale, AZ
Your Trusted Jewelry Lender in Miami
Unlock the value of your fine jewelry, watches, gold, and diamonds with Diamond Banc. As Coral Gables’ premier jewelry equity lender, we offer fast, convenient, and secure jewelry loans tailored to your unique needs. With our team of experts, lowest pawn rates, and flexible repayment options, we provide unmatched service and expertise. Trust Diamond Banc for confidential and professional pawn jewelry loans in Coral Gables. With the lowest rates in Coral Gables and flexible repayment options, we strive to exceed your expectations at every turn. Whether you’re looking to access quick funding or simply leverage your assets for financial flexibility, Diamond Banc is here to assist you every step of the way.
Discover the Diamond Banc difference today. Contact us or visit our Coral Gables or Aventura offices for the best pawn loan experience in Miami.
Get A Loan Secured By:
- Get A Loan On Fine Jewelry
Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently. - Get A Loan On Engagement Rings
We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it. - Get A Loan On Loose Diamonds
Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds. - Get A Loan On Luxury Watches
Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more. - Get A Loan On Gold and Silver
Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs.
Premier Source for Fast, Convenient, and Easy Loans in Miami
Diamond Banc, a leading pawn shop in Miami, offers fast, convenient, and easy jewelry loans secured by fine jewelry, watches, gold, and diamonds. Our branches in Aventura and Coral Gables provide diverse avenues to unlock the inherent value of your precious items. Through our streamlined and secure process, you can access funds immediately upon acceptance of our offer.
When you choose Diamond Banc for your pawn jewelry loan needs in Miami, rest assured that you’ll be treated with the utmost respect and professionalism. With our rapid funding process, you can obtain the necessary funds without concerns about damaging your credit score or relinquishing ownership of your possessions.
Understanding the significance of your valuables, our team ensures they are handled with the utmost care and respect. Our experts utilize a data-driven approach to accurately assess your items, maximizing the offers presented to you.
As a well-established and trusted industry leader in Miami’s pawn jewelry sector, Diamond Banc offers short-term jewelry loans, using your items as collateral. Our process is simple – you can request a quote either in-person or through our user-friendly online submission. After a thorough evaluation by our experts, you’ll receive a fair market offer. Upon acceptance, immediate funding is provided.
With over 200+ positive Google reviews, you can trust Diamond Banc in Miami to provide the best jewelry pawn alternative loan for your valuables.
David Fernandez
Market Director
Coral Gables, FL
David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!
Xammany Vongratsamy
Market Director
Aventura, FL
With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.
Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.
Pawn Jewelry Loans in Coral Gables & Aventura
When urgent financial needs arise, turn to Diamond Banc in Miami for swift solutions. Unlock the liquidity in your jewelry and watches while maintaining ownership. Whether you reside in Coral Gables, Aventura, or the wider Miami area, Diamond Banc is your premier financial partner. From diamonds and fine jewelry to engagement rings, luxury watches, and gold, we offer tailored jewelry pawn loans to address your requirements. Our customer-centric approach to Miami luxury watch loans ensures a fast, easy, and secure funding process. Trust Diamond Banc for swift and reliable funding when you need it most.
The Diamond Banc Pawn Loan Difference
HIGHEST LOAN OFFERS: The more a lender specializes in jewelry, the more they can offer for your items. Traditional pawn shops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers equity loans in our area of expertise: jewelry, watches, diamonds, and precious metals. Our experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your Jewelry Equity Loan offers.
CREDIT LINE FLEXIBILITY: Similar to traditional banks, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your jewelry equity loan is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. Several local Miami small business owners have received jewelry pawn loans in the past and now understand the funding they can access using their jewelry, watches, or diamonds.
HASSLE-FREE REPAYMENT: In the decade since Diamond Banc’s establishment, we’ve come to understand that each individual’s circumstances are unique. Some seek immediate funds for personal financial matters, while others aim to seize business opportunities. At Diamond Banc in Miami, we prioritize flexibility to accommodate all our customers’ needs. Whether it’s crafting a tailored repayment plan or allowing you to choose your monthly payment date, we’re committed to providing solutions that work for you. Unlike traditional pawn options, Diamond Banc encourages clients to make principal payments above the monthly interest payments, which will lower your total principal amount, resulting in a faster repayment process.
BEST LOAN TERMS: Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then experience the contrast in working with Diamond Banc in Miami.
CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS: At Diamond Banc, we offer an automatic payment option to streamline your loan pawn repayment process. This feature ensures your monthly payment is made promptly, without you having to remember to do so. Our goal is to simplify the pawn loan experience, making it convenient and hassle-free for our valued clients.
BUSINESS & PERSONAL USE LOANS: Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and discreetly.
Beyond Jewelry Equity: Jewelry, Diamond, and Rolex Buyer
At Diamond Banc in Miami, we extend our services beyond jewelry equity loans. As a trusted jewelry buyer, Rolex buyer, and diamond buyer, we specialize in purchasing a diverse range of high-quality items, including luxury watches, diamonds, and fine jewelry. Whether you’re looking to sell your Rolex watch, diamond engagement ring, or designer jewelry, we offer competitive offers and a hassle-free selling experience. With our expertise and commitment to customer satisfaction, Diamond Banc in Miami is your premier destination for selling valuables or obtaining immediate funds against your jewelry or luxury watches.
Expert Jewelry Equity Loans: Tailored Solutions
At Diamond Banc of Miami, we prioritize respect and professionalism in every interaction. Our mission is to collaborate with you to customize the best jewelry loan terms to meet your funding requirements. Whether you own a 0.50ct diamond or a sought-after vintage Rolex, expect exceptional service from our team.
We recognize the importance of discretion for those seeking pawn jewelry loans, which is why we offer private appointments at our Coral Gables & Aventura offices to ensure confidentiality. Our dedicated experts provide personalized attention to each client, ensuring accurate evaluations of your item’s value and a comprehensive understanding of its market worth. With our expertise, we offer a range of liquidity options tailored to your specific funding needs, ensuring a simple and secure transaction process for peace of mind.
Diamond Banc of Coral Gables & Aventura serves a wide area of the Miami metro including but not limited to:
Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Pointe Park
Start Online or Visit An Office Near You
OUR LOCATIONS
Miami, FL • Aventura, FL • Boca Raton, FL • West Palm Beach, FL • Sarasota, FL • Tampa, FL • Orlando, FL • Atlanta, GA • Nashville, TN • Columbia, MO • Kansas City, MO • St. Louis, MO • Scottsdale, AZ