With the holidays coming up and tax return season right around the corner, why not take out a short-term loan? With low monthly rates and top dollar lending, borrow money for all the gifts you need and pay off a jewelry equity loan when your federal check arrives. Our unmatched lending power and speedy application process mean we can easily fund up to $500,000 in under 24 hours!
Get a jewelry equity loan for the holidays
Unlike home loans, jewelry equity loans are generally short-term. The finance charges that extend the loan accrue at the agreed upon rate monthly. These loans allow the borrower to receive funding for all the holiday needs and terminate the loan faster.
Another great benefit to a jewelry equity loan with Diamond Banc is we do not report to credit bureaus. So your credit score will not affect your loan in any way. Also, if for some reason you cannot make payments and the loan eventually defaults, your credit score will remain the same. If a loan defaults, we simply liquidate the jewelry to recoup our loss.
Get more out of your luxury watch
Luxury watches, like this Rolex Datejust II, can easily liquidate thousands of dollars in a jewelry equity loan. This particular Datejust II can yield $5,000 – $6,000 in a jewelry equity loan, with a 5-7% monthly finance rate. These monthly rates allow borrowers to make smaller payments to extend a loan until they are ready to pay it off completely.
With tax season just a few short months after Christmas, many borrowers are able to pay off loans completely on or before March!
Borrow from a distance
So you don’t want to make a trip to one of our eleven locations around the country, no problem! Our process eliminates the notorious paperwork of traditional banks by assessing loan values based on your jewelry’s worth. Bypassing credit checks, work history, financial records, notarizing and other unnecessary paperwork is what makes our process so quick. This is why we can fund up to $500,000 in as few as 24 hours.
Get a quote today
Fill out our online form with information about your jewelry or luxury watch, and any appraisal or certification paperwork. We’ll evaluate your item and give you a quote the same day.
If you accept our offer, visit a Diamond Banc location or mail us your jewelry or luxury watch. We may even come to you, if your jewelry equity loan totals over $100,000! We accept jewelry from around the country and will send you a fully insured, pre-paid shipping label. Your funds will be wired directly to your bank account, once we have verified your jewelry.
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